Call reports 2009
SOUTHEASTERN BANK — 2009
What SOUTHEASTERN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 417,615,000 | 406,007,000 | 407,473,000 | 419,905,000 |
| Total loans | 282,335,000 | 284,105,000 | 282,104,000 | 275,726,000 |
| Allowance for loan losses | 5,772,000 | 6,400,000 | 6,300,000 | 7,170,000 |
| Securities available for sale | 93,407,000 | 84,084,000 | 78,979,000 | 74,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,635,000 | 345,950,000 | 342,053,000 | 355,314,000 |
| Interest-bearing deposits | 293,122,000 | 289,300,000 | 286,177,000 | 299,928,000 |
| Noninterest-bearing deposits | 58,513,000 | 56,650,000 | 55,877,000 | 55,386,000 |
| Equity capital | 51,886,000 | 51,163,000 | 52,240,000 | 51,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,382,000 | 10,676,000 | 15,990,000 | 21,043,000 |
| Interest expense | 1,589,000 | 3,102,000 | 4,540,000 | 5,870,000 |
| Net interest income | 3,793,000 | 7,574,000 | 11,450,000 | 15,173,000 |
| Noninterest income | 1,022,000 | 1,981,000 | 2,945,000 | 3,925,000 |
| Noninterest expense | 3,298,000 | 6,793,000 | 10,051,000 | 13,190,000 |
| Provision for loan losses | 940,000 | 2,190,000 | 3,540,000 | 5,890,000 |
| Pretax income | 852,000 | 847,000 | 1,081,000 | 255,000 |
| Income tax | 178,000 | 76,000 | 41,000 | -502,000 |
| Net income | 674,000 | 771,000 | 1,040,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,030,000 | 52,751,000 | 53,045,000 | 52,867,000 |
| Total capital | 57,080,000 | 56,799,000 | 57,060,000 | 56,913,000 |
| Risk-weighted assets | 322,252,000 | 321,501,000 | 318,929,000 | 320,670,000 |