Call reports 2026
FIRST SOUTHERN BANK — 2026
What FIRST SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 309,019,000 | 317,340,000 |
| Total loans | 153,098,000 | 149,085,000 |
| Allowance for loan losses | 2,037,000 | 2,029,000 |
| Securities available for sale | 98,677,000 | 104,612,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 264,193,000 | 271,443,000 |
| Interest-bearing deposits | 188,319,000 | 189,510,000 |
| Noninterest-bearing deposits | 75,874,000 | 81,933,000 |
| Equity capital | 30,641,000 | 31,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,989,000 | 8,081,000 |
| Interest expense | 735,000 | 1,475,000 |
| Net interest income | 3,254,000 | 6,606,000 |
| Noninterest income | 502,000 | 1,029,000 |
| Noninterest expense | 2,299,000 | 4,700,000 |
| Provision for loan losses | 20,000 | 40,000 |
| Pretax income | 1,437,000 | 2,895,000 |
| Income tax | 0 | 0 |
| Net income | 1,437,000 | 2,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 32,901,000 | 33,508,000 |