Call report 2025Q4
FIRST SOUTHERN BANK — 2025Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,776,000 | USD | evidence → |
| Total loans | 156,375,000 | USD | evidence → |
| Allowance for loan losses | 2,059,000 | USD | evidence → |
| Securities available for sale | 92,639,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,819,000 | USD | evidence → |
| Interest-bearing deposits | 178,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,999,000 | USD | evidence → |
| Equity capital | 30,592,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,778,000 | USD | evidence → |
| Interest expense | 2,526,000 | USD | evidence → |
| Net interest income | 12,252,000 | USD | evidence → |
| Noninterest income | 2,282,000 | USD | evidence → |
| Noninterest expense | 9,131,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 5,338,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,364,000 | USD | evidence → |