Call reports 2023
FIRST SOUTHERN BANK — 2023
What FIRST SOUTHERN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 265,786,000 | 264,109,000 | 251,298,000 | 247,627,000 |
| Total loans | 139,971,000 | 139,117,000 | 137,504,000 | 139,935,000 |
| Allowance for loan losses | 2,204,000 | 2,191,000 | 2,179,000 | 2,203,000 |
| Securities available for sale | 79,912,000 | 78,789,000 | 75,485,000 | 77,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,848,000 | 242,513,000 | 230,641,000 | 223,631,000 |
| Interest-bearing deposits | 181,797,000 | 175,626,000 | 165,972,000 | 159,695,000 |
| Noninterest-bearing deposits | 62,051,000 | 66,887,000 | 64,669,000 | 63,936,000 |
| Equity capital | 21,672,000 | 21,094,000 | 20,024,000 | 23,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 5,423,000 | 8,255,000 | 11,137,000 |
| Interest expense | 141,000 | 432,000 | 735,000 | 1,073,000 |
| Net interest income | 2,429,000 | 4,991,000 | 7,520,000 | 10,064,000 |
| Noninterest income | 660,000 | 1,219,000 | 1,791,000 | 2,735,000 |
| Noninterest expense | 2,158,000 | 4,304,000 | 6,498,000 | 8,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 931,000 | 1,906,000 | 2,813,000 | 3,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 1,906,000 | 2,813,000 | 3,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,925,000 | 27,400,000 | 27,706,000 | 28,029,000 |