Call reports 2022
FIRST SOUTHERN BANK — 2022
What FIRST SOUTHERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 241,459,000 | 270,614,000 | 249,195,000 | 240,011,000 |
| Total loans | 139,439,000 | 140,669,000 | 139,870,000 | 139,715,000 |
| Allowance for loan losses | 2,140,000 | 2,126,000 | 2,151,000 | 2,148,000 |
| Securities available for sale | 67,186,000 | 66,996,000 | 63,075,000 | 69,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,975,000 | 249,347,000 | 229,901,000 | 219,214,000 |
| Interest-bearing deposits | 164,502,000 | 165,995,000 | 165,369,000 | 157,151,000 |
| Noninterest-bearing deposits | 54,473,000 | 83,352,000 | 64,532,000 | 62,063,000 |
| Equity capital | 22,089,000 | 20,818,000 | 18,773,000 | 20,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,242,000 | 6,603,000 | 8,960,000 |
| Interest expense | 74,000 | 148,000 | 225,000 | 301,000 |
| Net interest income | 1,998,000 | 4,094,000 | 6,378,000 | 8,659,000 |
| Noninterest income | 775,000 | 1,577,000 | 2,191,000 | 2,755,000 |
| Noninterest expense | 2,003,000 | 4,037,000 | 6,087,000 | 8,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 770,000 | 1,634,000 | 2,482,000 | 3,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 770,000 | 1,634,000 | 2,482,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,493,000 | 25,857,000 | 26,206,000 | 26,494,000 |