Call reports 2021
FIRST SOUTHERN BANK — 2021
What FIRST SOUTHERN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 240,720,000 | 240,391,000 | 244,087,000 | 247,511,000 |
| Total loans | 135,084,000 | 140,264,000 | 141,258,000 | 140,492,000 |
| Allowance for loan losses | 1,704,000 | 1,744,000 | 2,235,000 | 2,150,000 |
| Securities available for sale | 44,036,000 | 50,396,000 | 57,383,000 | 59,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,922,000 | 214,759,000 | 217,199,000 | 221,440,000 |
| Interest-bearing deposits | 160,572,000 | 159,236,000 | 158,140,000 | 163,432,000 |
| Noninterest-bearing deposits | 55,350,000 | 55,523,000 | 59,059,000 | 58,008,000 |
| Equity capital | 24,257,000 | 24,972,000 | 26,134,000 | 25,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 3,963,000 | 5,975,000 | 8,012,000 |
| Interest expense | 103,000 | 199,000 | 274,000 | 350,000 |
| Net interest income | 1,859,000 | 3,764,000 | 5,701,000 | 7,662,000 |
| Noninterest income | 730,000 | 1,704,000 | 4,276,000 | 4,966,000 |
| Noninterest expense | 1,900,000 | 3,893,000 | 5,896,000 | 7,999,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 689,000 | 1,575,000 | 3,581,000 | 4,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,575,000 | 3,581,000 | 4,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,784,000 | 24,269,000 | 25,576,000 | 25,424,000 |