Call reports 2018
FIRST SOUTHERN BANK — 2018
What FIRST SOUTHERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,058,000 | 183,079,000 | 205,930,000 | 190,441,000 |
| Total loans | 126,666,000 | 130,828,000 | 135,242,000 | 138,574,000 |
| Allowance for loan losses | 1,423,000 | 1,425,000 | 1,438,000 | 1,459,000 |
| Securities available for sale | 33,966,000 | 33,259,000 | 30,599,000 | 30,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,355,000 | 162,217,000 | 184,775,000 | 168,855,000 |
| Interest-bearing deposits | 133,623,000 | 127,586,000 | 129,388,000 | 128,604,000 |
| Noninterest-bearing deposits | 30,732,000 | 34,631,000 | 55,387,000 | 40,251,000 |
| Equity capital | 20,202,000 | 20,409,000 | 20,572,000 | 21,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,842,000 | 5,841,000 | 7,975,000 |
| Interest expense | 111,000 | 229,000 | 370,000 | 532,000 |
| Net interest income | 1,786,000 | 3,613,000 | 5,471,000 | 7,443,000 |
| Noninterest income | 517,000 | 1,013,000 | 1,525,000 | 2,013,000 |
| Noninterest expense | 1,819,000 | 3,620,000 | 5,386,000 | 7,171,000 |
| Provision for loan losses | 30,000 | 55,000 | 90,000 | 135,000 |
| Pretax income | 454,000 | 951,000 | 1,520,000 | 2,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 951,000 | 1,520,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,609,000 | 20,856,000 | 21,125,000 | 21,454,000 |
| Total capital | 22,032,000 | 22,281,000 | 22,563,000 | 22,913,000 |
| Risk-weighted assets | 125,537,000 | 129,713,000 | 139,887,000 | 139,966,000 |