Call reports 2017
FIRST SOUTHERN BANK — 2017
What FIRST SOUTHERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 195,455,000 | 194,648,000 | 187,233,000 | 185,174,000 |
| Total loans | 126,878,000 | 127,924,000 | 126,122,000 | 128,274,000 |
| Allowance for loan losses | 1,427,000 | 1,465,000 | 1,421,000 | 1,409,000 |
| Securities available for sale | 39,975,000 | 38,335,000 | 35,078,000 | 33,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,886,000 | 173,414,000 | 165,767,000 | 164,126,000 |
| Interest-bearing deposits | 141,809,000 | 139,746,000 | 134,165,000 | 129,631,000 |
| Noninterest-bearing deposits | 33,077,000 | 33,668,000 | 31,602,000 | 34,495,000 |
| Equity capital | 19,740,000 | 20,438,000 | 20,599,000 | 20,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,856,000 | 5,777,000 | 7,711,000 |
| Interest expense | 100,000 | 199,000 | 316,000 | 425,000 |
| Net interest income | 1,828,000 | 3,657,000 | 5,461,000 | 7,286,000 |
| Noninterest income | 475,000 | 980,000 | 1,489,000 | 1,955,000 |
| Noninterest expense | 1,799,000 | 3,618,000 | 5,447,000 | 7,262,000 |
| Provision for loan losses | 40,000 | 100,000 | 130,000 | 160,000 |
| Pretax income | 464,000 | 919,000 | 1,373,000 | 1,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 919,000 | 1,373,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,655,000 | 20,110,000 | 20,314,000 | 20,510,000 |
| Total capital | 21,082,000 | 21,575,000 | 21,735,000 | 21,919,000 |
| Risk-weighted assets | 126,076,000 | 128,499,000 | 125,447,000 | 126,478,000 |