Call reports 2024
EXCHANGE STATE BANK, THE — 2024
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 55,792,000 | 56,305,000 | 56,439,000 | 54,555,000 |
| Total loans | 31,796,000 | 32,007,000 | 33,127,000 | 32,528,000 |
| Allowance for loan losses | 340,000 | 351,000 | 385,000 | 388,000 |
| Securities available for sale | 20,398,000 | 20,299,000 | 19,860,000 | 19,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,435,000 | 49,038,000 | 46,255,000 | 47,167,000 |
| Interest-bearing deposits | 36,401,000 | 41,424,000 | 38,349,000 | 40,350,000 |
| Noninterest-bearing deposits | 8,034,000 | 7,614,000 | 7,906,000 | 6,817,000 |
| Equity capital | 3,509,000 | 3,653,000 | 4,021,000 | 3,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,322,000 | 1,987,000 | 2,673,000 |
| Interest expense | 255,000 | 512,000 | 818,000 | 1,096,000 |
| Net interest income | 400,000 | 810,000 | 1,169,000 | 1,577,000 |
| Noninterest income | 24,000 | 50,000 | 74,000 | 98,000 |
| Noninterest expense | 368,000 | 712,000 | 1,065,000 | 1,413,000 |
| Provision for loan losses | -60,000 | -51,000 | -18,000 | -17,000 |
| Pretax income | 56,000 | 148,000 | 178,000 | 262,000 |
| Income tax | 10,000 | 39,000 | 43,000 | 62,000 |
| Net income | 46,000 | 109,000 | 135,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,642,000 | 4,705,000 | 4,681,000 | 4,746,000 |
| Total capital | 5,042,000 | 5,106,000 | 5,084,000 | 5,151,000 |
| Risk-weighted assets | 43,350,000 | 44,464,000 | 43,070,000 | 43,636,000 |
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