Call reports 2023
EXCHANGE STATE BANK, THE — 2023
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 53,131,000 | 54,890,000 | 52,197,000 | 55,462,000 |
| Total loans | 26,733,000 | 27,084,000 | 27,740,000 | 30,579,000 |
| Allowance for loan losses | 377,000 | 377,000 | 377,000 | 377,000 |
| Securities available for sale | 20,472,000 | 20,304,000 | 20,867,000 | 21,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,805,000 | 51,523,000 | 48,917,000 | 45,634,000 |
| Interest-bearing deposits | 41,523,000 | 41,919,000 | 39,718,000 | 36,986,000 |
| Noninterest-bearing deposits | 8,283,000 | 9,605,000 | 9,199,000 | 8,648,000 |
| Equity capital | 3,210,000 | 3,248,000 | 3,130,000 | 3,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,130,000 | 1,720,000 | 2,327,000 |
| Interest expense | 62,000 | 142,000 | 241,000 | 398,000 |
| Net interest income | 483,000 | 988,000 | 1,479,000 | 1,929,000 |
| Noninterest income | 20,000 | 43,000 | 85,000 | 115,000 |
| Noninterest expense | 356,000 | 700,000 | 1,082,000 | 1,446,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 143,000 | 327,000 | 478,000 | 594,000 |
| Income tax | 32,000 | 74,000 | 108,000 | 133,000 |
| Net income | 111,000 | 253,000 | 370,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,596,000 | 4,738,000 | 4,705,000 | 4,796,000 |
| Total capital | 4,973,000 | 5,115,000 | 5,082,000 | 5,173,000 |
| Risk-weighted assets | 40,866,000 | 44,165,000 | 44,165,000 | 42,856,000 |
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