Call reports 2022
EXCHANGE STATE BANK, THE — 2022
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 52,236,000 | 54,451,000 | 52,539,000 | 54,548,000 |
| Total loans | 24,140,000 | 24,581,000 | 25,847,000 | 26,362,000 |
| Allowance for loan losses | 373,000 | 373,000 | 373,000 | 371,000 |
| Securities available for sale | 18,357,000 | 17,820,000 | 19,346,000 | 20,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,525,000 | 51,107,000 | 49,376,000 | 51,225,000 |
| Interest-bearing deposits | 40,464,000 | 41,430,000 | 40,151,000 | 41,502,000 |
| Noninterest-bearing deposits | 8,061,000 | 9,677,000 | 9,225,000 | 9,723,000 |
| Equity capital | 3,696,000 | 3,247,000 | 3,051,000 | 3,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 800,000 | 1,267,000 | 1,786,000 |
| Interest expense | 39,000 | 76,000 | 112,000 | 157,000 |
| Net interest income | 341,000 | 724,000 | 1,155,000 | 1,629,000 |
| Noninterest income | 19,000 | 102,000 | 181,000 | 214,000 |
| Noninterest expense | 310,000 | 575,000 | 880,000 | 1,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 251,000 | 465,000 | 663,000 |
| Income tax | 8,000 | 48,000 | 102,000 | 147,000 |
| Net income | 42,000 | 203,000 | 363,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,361,000 | 4,522,000 | 4,532,000 | 4,684,000 |
| Total capital | 8,430,000 | 4,895,000 | 4,905,000 | 5,055,000 |
| Risk-weighted assets | 37,724,000 | 37,964,000 | 37,964,000 | 40,866,000 |
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