Call reports 2021
EXCHANGE STATE BANK, THE — 2021
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 56,724,000 | 55,767,000 | 53,527,000 | 52,997,000 |
| Total loans | 27,427,000 | 25,462,000 | 24,573,000 | 24,741,000 |
| Allowance for loan losses | 373,000 | 373,000 | 373,000 | 373,000 |
| Securities available for sale | 13,549,000 | 15,464,000 | 18,023,000 | 18,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,060,000 | 50,031,000 | 48,023,000 | 47,634,000 |
| Interest-bearing deposits | 42,536,000 | 42,304,000 | 39,808,000 | 40,057,000 |
| Noninterest-bearing deposits | 8,524,000 | 7,728,000 | 8,214,000 | 7,576,000 |
| Equity capital | 4,673,000 | 4,861,000 | 4,651,000 | 4,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 816,000 | 1,200,000 | 1,647,000 |
| Interest expense | 62,000 | 120,000 | 170,000 | 215,000 |
| Net interest income | 364,000 | 696,000 | 1,030,000 | 1,432,000 |
| Noninterest income | 188,000 | 310,000 | 331,000 | 363,000 |
| Noninterest expense | 324,000 | 619,000 | 921,000 | 1,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 501,000 | 554,000 | 692,000 |
| Income tax | 81,000 | 116,000 | 126,000 | 157,000 |
| Net income | 261,000 | 385,000 | 428,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,496,000 | 4,620,000 | 4,413,000 | 4,520,000 |
| Total capital | — | 4,993,000 | 4,786,000 | 4,893,000 |
| Risk-weighted assets | — | 34,371,000 | 36,133,000 | 34,925,000 |
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