Call reports 2020
EXCHANGE STATE BANK, THE — 2020
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 45,655,000 | 47,792,000 | 53,452,000 | 55,837,000 |
| Total loans | 27,721,000 | 27,604,000 | 26,040,000 | 24,964,000 |
| Allowance for loan losses | 356,000 | 370,000 | 371,000 | 372,000 |
| Securities available for sale | 13,800,000 | 14,152,000 | 14,188,000 | 14,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,946,000 | 42,263,000 | 47,871,000 | 49,998,000 |
| Interest-bearing deposits | 36,351,000 | 37,013,000 | 41,127,000 | 42,461,000 |
| Noninterest-bearing deposits | 4,595,000 | 5,251,000 | 6,744,000 | 7,538,000 |
| Equity capital | 3,792,000 | 4,574,000 | 4,619,000 | 4,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 963,000 | 1,408,000 | 1,836,000 |
| Interest expense | 92,000 | 178,000 | 257,000 | 324,000 |
| Net interest income | 397,000 | 785,000 | 1,151,000 | 1,512,000 |
| Noninterest income | 19,000 | 90,000 | 119,000 | 155,000 |
| Noninterest expense | 291,000 | 569,000 | 842,000 | 1,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 306,000 | 440,000 | 585,000 |
| Income tax | 27,000 | 69,000 | 100,000 | 135,000 |
| Net income | 98,000 | 237,000 | 340,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,479,000 | 4,447,000 | 4,350,000 | 4,459,000 |