Call reports 2018
EXCHANGE STATE BANK, THE — 2018
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,926,000 | 46,076,000 | 47,368,000 | 45,235,000 |
| Total loans | 26,733,000 | 26,719,000 | 28,207,000 | 27,864,000 |
| Allowance for loan losses | 287,000 | 302,000 | 317,000 | 351,000 |
| Securities available for sale | 13,918,000 | 13,676,000 | 13,569,000 | 13,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,759,000 | 40,915,000 | 40,584,000 | 40,184,000 |
| Interest-bearing deposits | 35,989,000 | 36,968,000 | 36,644,000 | 36,194,000 |
| Noninterest-bearing deposits | 3,769,000 | 3,948,000 | 3,939,000 | 3,991,000 |
| Equity capital | 3,849,000 | 3,884,000 | 3,815,000 | 3,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 948,000 | 1,429,000 | 1,908,000 |
| Interest expense | 71,000 | 147,000 | 226,000 | 318,000 |
| Net interest income | 398,000 | 801,000 | 1,203,000 | 1,590,000 |
| Noninterest income | 17,000 | 35,000 | 54,000 | 75,000 |
| Noninterest expense | 266,000 | 515,000 | 775,000 | 1,031,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 115,000 |
| Pretax income | 134,000 | 285,000 | 431,000 | 513,000 |
| Income tax | 27,000 | 99,000 | 130,000 | 145,000 |
| Net income | 107,000 | 186,000 | 301,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,144,000 | 4,140,000 | 4,202,000 | 4,172,000 |
| Total capital | 4,431,000 | 4,442,000 | 4,519,000 | 4,523,000 |
| Risk-weighted assets | 34,727,000 | 33,776,000 | 35,707,000 | 35,121,000 |
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