Call reports 2017
EXCHANGE STATE BANK, THE — 2017
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,769,000 | 49,240,000 | 47,761,000 | 47,720,000 |
| Total loans | 25,152,000 | 25,344,000 | 27,112,000 | 26,591,000 |
| Allowance for loan losses | 223,000 | 238,000 | 257,000 | 272,000 |
| Securities available for sale | 17,843,000 | 15,633,000 | 14,674,000 | 14,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,721,000 | 41,417,000 | 39,209,000 | 40,012,000 |
| Interest-bearing deposits | 30,176,000 | 36,267,000 | 33,896,000 | 35,448,000 |
| Noninterest-bearing deposits | 12,545,000 | 5,149,000 | 5,314,000 | 4,564,000 |
| Equity capital | 3,789,000 | 4,042,000 | 3,978,000 | 4,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 933,000 | 1,417,000 | 1,880,000 |
| Interest expense | 55,000 | 116,000 | 179,000 | 249,000 |
| Net interest income | 407,000 | 817,000 | 1,238,000 | 1,631,000 |
| Noninterest income | 23,000 | 49,000 | 75,000 | 96,000 |
| Noninterest expense | 252,000 | 513,000 | 771,000 | 1,037,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 61,000 |
| Pretax income | 163,000 | 338,000 | 512,000 | 664,000 |
| Income tax | 50,000 | 104,000 | 158,000 | 138,000 |
| Net income | 113,000 | 234,000 | 354,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,869,000 | 3,920,000 | 3,908,000 | 4,127,000 |
| Total capital | 4,092,000 | 4,158,000 | 4,165,000 | 4,399,000 |
| Risk-weighted assets | 37,315,000 | 34,870,000 | 35,319,000 | 34,841,000 |