Call reports 2008
EXCHANGE STATE BANK, THE — 2008
What EXCHANGE STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,864,000 | 29,760,000 | 33,554,000 | 30,449,000 |
| Total loans | 19,246,000 | 19,545,000 | 17,957,000 | 17,773,000 |
| Allowance for loan losses | 34,000 | 34,000 | 34,000 | 34,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,383,000 | 1,257,000 | 1,256,000 | 1,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,900,000 | 22,958,000 | 26,895,000 | 23,348,000 |
| Interest-bearing deposits | 18,894,000 | 19,566,000 | 23,118,000 | 19,499,000 |
| Noninterest-bearing deposits | 3,006,000 | 3,392,000 | 3,777,000 | 3,849,000 |
| Equity capital | 6,401,000 | 6,317,000 | 6,456,000 | 6,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 700,000 | 1,023,000 | 1,304,000 |
| Interest expense | 131,000 | 242,000 | 350,000 | 454,000 |
| Net interest income | 242,000 | 458,000 | 673,000 | 850,000 |
| Noninterest income | 15,000 | 26,000 | 45,000 | 70,000 |
| Noninterest expense | 76,000 | 160,000 | 248,000 | 340,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 324,000 | 470,000 | 580,000 |
| Income tax | 9,000 | 16,000 | 23,000 | 26,000 |
| Net income | 172,000 | 308,000 | 447,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,401,000 | 6,317,000 | 6,456,000 | 6,563,000 |
| Total capital | 6,435,000 | 6,351,000 | 6,490,000 | 6,597,000 |
| Risk-weighted assets | 18,280,000 | 18,533,000 | 17,814,000 | 16,867,000 |
Machine access — free, no API key
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