Call reports 2019
FARMERS DEPOSIT BANK — 2019
What FARMERS DEPOSIT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,002,000 | 44,988,000 | 44,831,000 | 44,694,000 |
| Total loans | 34,086,000 | 32,663,000 | 32,783,000 | 32,650,000 |
| Allowance for loan losses | 476,000 | 499,000 | 525,000 | 514,000 |
| Securities available for sale | 1,487,000 | 994,000 | 996,000 | 998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,356,000 | 39,221,000 | 38,965,000 | 38,772,000 |
| Interest-bearing deposits | 32,499,000 | 32,471,000 | 31,905,000 | 31,642,000 |
| Noninterest-bearing deposits | 6,857,000 | 6,750,000 | 7,060,000 | 7,130,000 |
| Equity capital | 5,521,000 | 5,589,000 | 5,680,000 | 5,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,164,000 | 1,750,000 | 2,311,000 |
| Interest expense | 41,000 | 91,000 | 143,000 | 196,000 |
| Net interest income | 530,000 | 1,073,000 | 1,607,000 | 2,115,000 |
| Noninterest income | 103,000 | 211,000 | 333,000 | 441,000 |
| Noninterest expense | 486,000 | 992,000 | 1,477,000 | 1,888,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 129,000 | 256,000 | 409,000 | 596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 256,000 | 409,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,367,000 | 4,428,000 | 4,516,000 | 4,638,000 |
| Total capital | 4,806,000 | 4,843,000 | 4,925,000 | 5,043,000 |
| Risk-weighted assets | 35,123,000 | 33,159,000 | 32,642,000 | 32,323,000 |