Call reports 2016
FARMERS DEPOSIT BANK — 2016
What FARMERS DEPOSIT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,085,000 | 47,005,000 | 47,397,000 | 47,623,000 |
| Total loans | 33,660,000 | 32,591,000 | 33,364,000 | 32,822,000 |
| Allowance for loan losses | 371,000 | 380,000 | 364,000 | 638,000 |
| Securities available for sale | 507,000 | 2,010,000 | 1,757,000 | 1,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,923,000 | 39,973,000 | 40,193,000 | 41,126,000 |
| Interest-bearing deposits | 33,902,000 | 34,346,000 | 34,505,000 | 34,766,000 |
| Noninterest-bearing deposits | 6,021,000 | 5,627,000 | 5,688,000 | 6,360,000 |
| Equity capital | 5,993,000 | 5,827,000 | 5,940,000 | 5,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,054,000 | 1,579,000 | 2,071,000 |
| Interest expense | 61,000 | 121,000 | 180,000 | 238,000 |
| Net interest income | 476,000 | 933,000 | 1,399,000 | 1,833,000 |
| Noninterest income | 112,000 | 222,000 | 338,000 | 456,000 |
| Noninterest expense | 467,000 | 918,000 | 1,375,000 | 1,823,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 562,000 |
| Pretax income | 112,000 | 219,000 | 335,000 | -96,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 219,000 | 335,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,826,000 | 4,660,000 | 4,766,000 | 4,191,000 |
| Total capital | 5,197,000 | 5,040,000 | 5,130,000 | 4,611,000 |
| Risk-weighted assets | 33,120,000 | 32,566,000 | 33,187,000 | 33,347,000 |