Call reports 2015
FARMERS DEPOSIT BANK — 2015
What FARMERS DEPOSIT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,697,000 | 45,869,000 | 47,585,000 | 46,580,000 |
| Total loans | 34,214,000 | 34,938,000 | 34,927,000 | 34,362,000 |
| Allowance for loan losses | 416,000 | 398,000 | 376,000 | 386,000 |
| Securities available for sale | 1,125,000 | 1,124,000 | 1,130,000 | 1,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,583,000 | 38,795,000 | 40,401,000 | 39,445,000 |
| Interest-bearing deposits | 33,212,000 | 33,321,000 | 33,146,000 | 33,715,000 |
| Noninterest-bearing deposits | 5,371,000 | 5,474,000 | 7,255,000 | 5,730,000 |
| Equity capital | 5,947,000 | 5,873,000 | 5,917,000 | 5,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,071,000 | 1,605,000 | 2,152,000 |
| Interest expense | 63,000 | 123,000 | 183,000 | 243,000 |
| Net interest income | 470,000 | 948,000 | 1,422,000 | 1,909,000 |
| Noninterest income | 112,000 | 219,000 | 330,000 | 433,000 |
| Noninterest expense | 472,000 | 946,000 | 1,409,000 | 1,890,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 101,000 | 203,000 | 316,000 | 416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 203,000 | 316,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,771,000 | 4,697,000 | 4,735,000 | 4,774,000 |
| Total capital | 5,178,000 | 5,095,000 | 5,111,000 | 5,160,000 |
| Risk-weighted assets | 32,601,000 | 33,821,000 | 34,001,000 | 33,660,000 |