Call reports 2014
FARMERS DEPOSIT BANK — 2014
What FARMERS DEPOSIT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,473,000 | 49,005,000 | 47,017,000 | 46,503,000 |
| Total loans | 31,791,000 | 32,276,000 | 32,841,000 | 34,142,000 |
| Allowance for loan losses | 384,000 | 397,000 | 404,000 | 405,000 |
| Securities available for sale | 1,592,000 | 1,599,000 | 1,245,000 | 1,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,039,000 | 39,543,000 | 37,525,000 | 38,398,000 |
| Interest-bearing deposits | 32,677,000 | 32,806,000 | 32,700,000 | 32,958,000 |
| Noninterest-bearing deposits | 5,362,000 | 6,737,000 | 4,825,000 | 5,440,000 |
| Equity capital | 5,769,000 | 5,776,000 | 5,759,000 | 5,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,075,000 | 1,616,000 | 2,221,000 |
| Interest expense | 96,000 | 191,000 | 286,000 | 375,000 |
| Net interest income | 438,000 | 884,000 | 1,330,000 | 1,846,000 |
| Noninterest income | 107,000 | 218,000 | 328,000 | 439,000 |
| Noninterest expense | 474,000 | 948,000 | 1,432,000 | 1,928,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | -146,000 |
| Pretax income | 62,000 | 136,000 | 199,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 136,000 | 199,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,547,000 | 4,577,000 | 4,589,000 | 4,746,000 |
| Total capital | 4,929,000 | 4,966,000 | 4,974,000 | 5,111,000 |
| Risk-weighted assets | 31,211,000 | 31,140,000 | 30,792,000 | 34,413,000 |