Call reports 2013
FARMERS DEPOSIT BANK — 2013
What FARMERS DEPOSIT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,184,000 | 48,957,000 | 46,912,000 | 47,961,000 |
| Total loans | 32,562,000 | 32,418,000 | 31,635,000 | 31,652,000 |
| Allowance for loan losses | 428,000 | 404,000 | 405,000 | 392,000 |
| Securities available for sale | 1,111,000 | 1,107,000 | 2,618,000 | 1,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,791,000 | 39,516,000 | 37,439,000 | 38,554,000 |
| Interest-bearing deposits | 33,061,000 | 33,099,000 | 31,841,000 | 32,179,000 |
| Noninterest-bearing deposits | 5,730,000 | 6,417,000 | 5,598,000 | 6,375,000 |
| Equity capital | 5,720,000 | 5,717,000 | 5,718,000 | 5,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,097,000 | 1,640,000 | 2,179,000 |
| Interest expense | 118,000 | 233,000 | 338,000 | 436,000 |
| Net interest income | 427,000 | 864,000 | 1,302,000 | 1,743,000 |
| Noninterest income | 103,000 | 201,000 | 299,000 | 398,000 |
| Noninterest expense | 439,000 | 902,000 | 1,359,000 | 1,816,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 82,000 | 145,000 | 215,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 145,000 | 215,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,392,000 | 4,417,000 | 4,543,000 | 4,543,000 |
| Total capital | 4,791,000 | 4,748,000 | 4,928,000 | 4,930,000 |
| Risk-weighted assets | 31,895,000 | 31,001,000 | 30,743,000 | 31,311,000 |