Call reports 2012
FARMERS DEPOSIT BANK — 2012
What FARMERS DEPOSIT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,856,000 | 48,677,000 | 48,500,000 | 47,889,000 |
| Total loans | 33,558,000 | 33,668,000 | 33,635,000 | 33,850,000 |
| Allowance for loan losses | 360,000 | 362,000 | 387,000 | 432,000 |
| Securities available for sale | 2,133,000 | 1,525,000 | 1,619,000 | 1,114,000 |
| Securities held to maturity | 715,000 | 1,310,000 | 705,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,634,000 | 39,323,000 | 39,085,000 | 38,555,000 |
| Interest-bearing deposits | 33,343,000 | 34,108,000 | 32,435,000 | 32,600,000 |
| Noninterest-bearing deposits | 5,291,000 | 5,215,000 | 6,650,000 | 5,955,000 |
| Equity capital | 5,549,000 | 5,640,000 | 5,663,000 | 5,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,202,000 | 1,785,000 | 2,381,000 |
| Interest expense | 135,000 | 271,000 | 398,000 | 521,000 |
| Net interest income | 457,000 | 931,000 | 1,387,000 | 1,860,000 |
| Noninterest income | 97,000 | 187,000 | 300,000 | 399,000 |
| Noninterest expense | 483,000 | 941,000 | 1,404,000 | 1,866,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 86,000 |
| Pretax income | 62,000 | 159,000 | 256,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 159,000 | 256,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,107,000 | 4,229,000 | 4,281,000 | 4,287,000 |
| Total capital | 4,467,000 | 4,591,000 | 4,668,000 | 4,706,000 |
| Risk-weighted assets | 35,249,000 | 35,138,000 | 33,989,000 | 33,751,000 |