Call reports 2011
FARMERS DEPOSIT BANK — 2011
What FARMERS DEPOSIT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,131,000 | 47,355,000 | 46,667,000 | 47,015,000 |
| Total loans | 31,874,000 | 32,590,000 | 32,805,000 | 33,259,000 |
| Allowance for loan losses | 344,000 | 412,000 | 530,000 | 369,000 |
| Securities available for sale | 2,630,000 | 2,654,000 | 2,648,000 | 2,638,000 |
| Securities held to maturity | 735,000 | 730,000 | 725,000 | 720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,362,000 | 37,675,000 | 37,232,000 | 37,829,000 |
| Interest-bearing deposits | 33,829,000 | 33,304,000 | 32,982,000 | 33,186,000 |
| Noninterest-bearing deposits | 4,533,000 | 4,371,000 | 4,250,000 | 4,643,000 |
| Equity capital | 6,084,000 | 5,947,000 | 5,698,000 | 5,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,159,000 | 1,763,000 | 2,371,000 |
| Interest expense | 165,000 | 324,000 | 472,000 | 612,000 |
| Net interest income | 408,000 | 835,000 | 1,291,000 | 1,759,000 |
| Noninterest income | 136,000 | 223,000 | 324,000 | 426,000 |
| Noninterest expense | 505,000 | 997,000 | 1,483,000 | 1,943,000 |
| Provision for loan losses | 9,000 | 192,000 | 508,000 | 816,000 |
| Pretax income | 30,000 | -131,000 | -376,000 | -574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | -131,000 | -376,000 | -574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,547,000 | 4,411,000 | 4,191,000 | 4,018,000 |
| Total capital | 4,891,000 | 4,823,000 | 4,621,000 | 4,387,000 |
| Risk-weighted assets | 34,629,000 | 34,908,000 | 34,291,000 | 34,692,000 |