Call reports 2010
FARMERS DEPOSIT BANK — 2010
What FARMERS DEPOSIT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,078,000 | 47,344,000 | 48,646,000 | 48,307,000 |
| Total loans | 31,685,000 | 31,977,000 | 32,660,000 | 31,967,000 |
| Allowance for loan losses | 673,000 | 447,000 | 455,000 | 381,000 |
| Securities available for sale | 2,960,000 | 2,802,000 | 1,845,000 | 1,635,000 |
| Securities held to maturity | 754,000 | 749,000 | 743,000 | 740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,427,000 | 37,654,000 | 38,801,000 | 38,519,000 |
| Interest-bearing deposits | 32,295,000 | 32,467,000 | 32,887,000 | 33,411,000 |
| Noninterest-bearing deposits | 5,132,000 | 5,187,000 | 5,914,000 | 5,108,000 |
| Equity capital | 5,917,000 | 5,928,000 | 6,027,000 | 6,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,178,000 | 1,850,000 | 2,464,000 |
| Interest expense | 185,000 | 366,000 | 543,000 | 715,000 |
| Net interest income | 403,000 | 812,000 | 1,307,000 | 1,749,000 |
| Noninterest income | 163,000 | 247,000 | 333,000 | 420,000 |
| Noninterest expense | 526,000 | 1,020,000 | 1,499,000 | 1,984,000 |
| Provision for loan losses | 14,000 | 23,000 | 32,000 | 41,000 |
| Pretax income | 26,000 | 19,000 | 112,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 19,000 | 112,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,295,000 | 4,312,000 | 4,432,000 | 4,492,000 |
| Total capital | 4,714,000 | 4,735,000 | 4,847,000 | 4,873,000 |
| Risk-weighted assets | 33,295,000 | 33,794,000 | 33,127,000 | 33,152,000 |