Call reports 2009
FARMERS DEPOSIT BANK — 2009
What FARMERS DEPOSIT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,394,000 | 45,794,000 | 47,036,000 | 47,316,000 |
| Total loans | 32,397,000 | 32,485,000 | 32,317,000 | 31,969,000 |
| Allowance for loan losses | 398,000 | 526,000 | 537,000 | 706,000 |
| Securities available for sale | 2,555,000 | 2,018,000 | 2,947,000 | 2,521,000 |
| Securities held to maturity | 772,000 | 766,000 | 763,000 | 759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,575,000 | 36,037,000 | 37,151,000 | 37,653,000 |
| Interest-bearing deposits | 29,621,000 | 31,164,000 | 31,428,000 | 31,752,000 |
| Noninterest-bearing deposits | 4,954,000 | 4,873,000 | 5,723,000 | 5,901,000 |
| Equity capital | 6,066,000 | 5,942,000 | 6,031,000 | 5,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,260,000 | 1,906,000 | 2,542,000 |
| Interest expense | 201,000 | 409,000 | 614,000 | 808,000 |
| Net interest income | 418,000 | 851,000 | 1,292,000 | 1,734,000 |
| Noninterest income | 96,000 | 186,000 | 287,000 | 381,000 |
| Noninterest expense | 466,000 | 980,000 | 1,427,000 | 1,903,000 |
| Provision for loan losses | 3,000 | 132,000 | 141,000 | 314,000 |
| Pretax income | 47,000 | -73,000 | 13,000 | -100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | -73,000 | 13,000 | -100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,316,000 | 4,220,000 | 4,332,000 | 4,244,000 |
| Total capital | 4,714,000 | 4,670,000 | 4,764,000 | 4,672,000 |
| Risk-weighted assets | 35,608,000 | 35,967,000 | 34,421,000 | 33,931,000 |