Call reports 2005
FARMERS DEPOSIT BANK — 2005
What FARMERS DEPOSIT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,136,000 | 42,429,000 | 43,663,000 | 40,789,000 |
| Total loans | 21,735,000 | 21,317,000 | 19,909,000 | 19,629,000 |
| Allowance for loan losses | 513,000 | 455,000 | 435,000 | 418,000 |
| Securities available for sale | 16,842,000 | 15,275,000 | 15,202,000 | 15,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,581,000 | 37,162,000 | 38,353,000 | 35,649,000 |
| Interest-bearing deposits | 32,756,000 | 32,154,000 | 33,317,000 | 30,936,000 |
| Noninterest-bearing deposits | 4,825,000 | 5,008,000 | 5,036,000 | 4,713,000 |
| Equity capital | 4,255,000 | 3,997,000 | 4,002,000 | 3,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,248,000 | 1,868,000 | 2,467,000 |
| Interest expense | 183,000 | 363,000 | 547,000 | 735,000 |
| Net interest income | 420,000 | 885,000 | 1,321,000 | 1,732,000 |
| Noninterest income | 97,000 | 210,000 | 288,000 | 364,000 |
| Noninterest expense | 434,000 | 844,000 | 1,273,000 | 1,718,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 45,000 |
| Pretax income | 156,000 | 314,000 | 399,000 | 441,000 |
| Income tax | 52,000 | 104,000 | 133,000 | 147,000 |
| Net income | 104,000 | 210,000 | 266,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,879,000 | 3,503,000 | 3,559,000 | 3,547,000 |
| Total capital | 4,165,000 | 3,783,000 | 3,827,000 | 3,808,000 |
| Risk-weighted assets | 22,657,000 | 22,262,000 | 21,271,000 | 20,730,000 |
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