Call reports 2015
BANK OF LAWRENCE COUNTY, THE — 2015
What BANK OF LAWRENCE COUNTY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 44,794,000 |
| Total loans | 11,277,000 |
| Allowance for loan losses | 50,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 16,564,000 |
| Trading assets | 0 |
| Total deposits | 38,826,000 |
| Interest-bearing deposits | 30,307,000 |
| Noninterest-bearing deposits | 8,519,000 |
| Equity capital | 5,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 271,000 |
| Interest expense | 31,000 |
| Net interest income | 240,000 |
| Noninterest income | 15,000 |
| Noninterest expense | 195,000 |
| Provision for loan losses | 6,000 |
| Pretax income | 54,000 |
| Income tax | -9,000 |
| Net income | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 5,529,000 |
| Total capital | 5,579,000 |
| Risk-weighted assets | 13,038,000 |