Call reports 2010
BANK OF LAWRENCE COUNTY, THE — 2010
What BANK OF LAWRENCE COUNTY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,100,000 | 41,564,000 | 43,684,000 | 44,364,000 |
| Total loans | 10,291,000 | 10,591,000 | 11,001,000 | 11,326,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 163,000 | 164,000 | 173,000 | 62,000 |
| Securities held to maturity | 7,220,000 | 8,719,000 | 4,718,000 | 3,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,607,000 | 36,024,000 | 38,049,000 | 38,719,000 |
| Interest-bearing deposits | 32,606,000 | 30,382,000 | 31,656,000 | 30,788,000 |
| Noninterest-bearing deposits | 6,002,000 | 5,642,000 | 6,393,000 | 7,931,000 |
| Equity capital | 5,045,000 | 5,081,000 | 5,166,000 | 5,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 581,000 | 897,000 | 1,169,000 |
| Interest expense | 109,000 | 200,000 | 278,000 | 344,000 |
| Net interest income | 181,000 | 381,000 | 619,000 | 825,000 |
| Noninterest income | 9,000 | 16,000 | 28,000 | 39,000 |
| Noninterest expense | 183,000 | 356,000 | 530,000 | 716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 41,000 | 117,000 | 148,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 6,000 | 40,000 | 116,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,058,000 | 5,093,000 | 5,169,000 | 5,200,000 |
| Total capital | 5,158,000 | 5,193,000 | 5,269,000 | 5,300,000 |
| Risk-weighted assets | 8,882,000 | 9,541,000 | 8,687,000 | 8,179,000 |
Machine access — free, no API key
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