Call reports 2009
BANK OF LAWRENCE COUNTY, THE — 2009
What BANK OF LAWRENCE COUNTY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,994,000 | 36,072,000 | 41,670,000 | 50,082,000 |
| Total loans | 11,704,000 | 11,839,000 | 11,400,000 | 11,131,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 156,000 |
| Securities held to maturity | 5,465,000 | 2,556,000 | 2,554,000 | 7,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,410,000 | 30,370,000 | 35,871,000 | 44,339,000 |
| Interest-bearing deposits | 29,042,000 | 24,120,000 | 29,341,000 | 38,259,000 |
| Noninterest-bearing deposits | 5,368,000 | 6,250,000 | 6,529,000 | 6,080,000 |
| Equity capital | 5,128,000 | 5,239,000 | 5,349,000 | 5,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 813,000 | 1,180,000 | 1,472,000 |
| Interest expense | 125,000 | 228,000 | 334,000 | 455,000 |
| Net interest income | 304,000 | 585,000 | 846,000 | 1,017,000 |
| Noninterest income | 11,000 | 21,000 | 47,000 | 46,000 |
| Noninterest expense | 184,000 | 368,000 | 545,000 | 714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 242,000 | 352,000 | 319,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 130,000 | 241,000 | 351,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,128,000 | 5,239,000 | 5,349,000 | 5,316,000 |
| Total capital | 5,228,000 | 5,339,000 | 5,449,000 | 5,416,000 |
| Risk-weighted assets | 14,214,000 | 13,859,000 | 14,848,000 | 15,925,000 |
Machine access — free, no API key
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