Call reports 2008
BANK OF LAWRENCE COUNTY, THE — 2008
What BANK OF LAWRENCE COUNTY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,159,000 | 38,651,000 | 42,721,000 | 44,486,000 |
| Total loans | 11,137,000 | 11,629,000 | 11,746,000 | 11,694,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,580,000 | 7,521,000 | 7,414,000 | 10,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,685,000 | 33,127,000 | 37,122,000 | 38,777,000 |
| Interest-bearing deposits | 28,407,000 | 28,283,000 | 30,940,000 | 32,485,000 |
| Noninterest-bearing deposits | 7,279,000 | 4,845,000 | 6,182,000 | 6,293,000 |
| Equity capital | 5,005,000 | 5,069,000 | 5,141,000 | 5,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 835,000 | 1,220,000 | 1,653,000 |
| Interest expense | 203,000 | 345,000 | 493,000 | 633,000 |
| Net interest income | 252,000 | 490,000 | 727,000 | 1,020,000 |
| Noninterest income | 13,000 | 24,000 | 34,000 | 46,000 |
| Noninterest expense | 175,000 | 360,000 | 534,000 | 717,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 154,000 | 227,000 | 349,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 90,000 | 154,000 | 226,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,005,000 | 5,069,000 | 5,141,000 | 5,262,000 |
| Total capital | 5,105,000 | 5,169,000 | 5,241,000 | 5,362,000 |
| Risk-weighted assets | 14,089,000 | 13,917,000 | 14,741,000 | 15,033,000 |
Machine access — free, no API key
Every figure shown here about BANK OF LAWRENCE COUNTY, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.