Call reports 2023
LEGACY BANK — 2023
What LEGACY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 633,169,000 | 655,092,000 | 683,664,000 | 704,244,000 |
| Total loans | 442,120,000 | 470,712,000 | 500,748,000 | 533,462,000 |
| Allowance for loan losses | 5,723,000 | 5,881,000 | 6,012,000 | 6,390,000 |
| Securities available for sale | 130,134,000 | 126,725,000 | 122,210,000 | 112,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,294,000 | 545,300,000 | 575,343,000 | 580,199,000 |
| Interest-bearing deposits | 390,226,000 | 392,816,000 | 418,315,000 | 432,009,000 |
| Noninterest-bearing deposits | 160,068,000 | 152,484,000 | 157,028,000 | 148,190,000 |
| Equity capital | 57,802,000 | 59,276,000 | 57,468,000 | 63,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,997,000 | 14,748,000 | 23,279,000 | 32,788,000 |
| Interest expense | 1,706,000 | 3,887,000 | 6,611,000 | 9,932,000 |
| Net interest income | 5,291,000 | 10,861,000 | 16,668,000 | 22,856,000 |
| Noninterest income | 583,000 | 1,295,000 | 2,160,000 | 2,781,000 |
| Noninterest expense | 3,471,000 | 7,066,000 | 10,951,000 | 14,762,000 |
| Provision for loan losses | 155,000 | 319,000 | 473,000 | 853,000 |
| Pretax income | 2,248,000 | 4,771,000 | 7,346,000 | 9,339,000 |
| Income tax | 521,000 | 1,111,000 | 1,733,000 | 2,175,000 |
| Net income | 1,727,000 | 3,660,000 | 5,613,000 | 7,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,331,000 | 69,322,000 | 70,138,000 | 71,746,000 |
| Total capital | 73,722,000 | 75,871,000 | 76,876,000 | 78,862,000 |
| Risk-weighted assets | 538,921,000 | 571,448,000 | 602,939,000 | 629,655,000 |