Call reports 2022
LEGACY BANK — 2022
What LEGACY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 645,069,000 | 621,027,000 | 594,928,000 | 618,429,000 |
| Total loans | 354,867,000 | 372,245,000 | 399,340,000 | 435,963,000 |
| Allowance for loan losses | 5,037,000 | 5,196,000 | 5,256,000 | 5,577,000 |
| Securities available for sale | 133,664,000 | 149,608,000 | 139,382,000 | 119,972,000 |
| Securities held to maturity | 2,855,000 | 2,855,000 | 8,355,000 | 8,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,483,000 | 548,135,000 | 529,286,000 | 524,866,000 |
| Interest-bearing deposits | 403,177,000 | 384,076,000 | 368,200,000 | 361,903,000 |
| Noninterest-bearing deposits | 165,306,000 | 164,059,000 | 161,086,000 | 162,963,000 |
| Equity capital | 52,924,000 | 53,815,000 | 51,283,000 | 54,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,704,000 | 9,826,000 | 15,562,000 | 21,836,000 |
| Interest expense | 506,000 | 887,000 | 1,398,000 | 2,434,000 |
| Net interest income | 4,198,000 | 8,939,000 | 14,164,000 | 19,402,000 |
| Noninterest income | 609,000 | 1,345,000 | 2,010,000 | 2,677,000 |
| Noninterest expense | 3,246,000 | 6,407,000 | 9,849,000 | 12,976,000 |
| Provision for loan losses | 161,000 | 318,000 | 396,000 | 724,000 |
| Pretax income | 1,400,000 | 3,559,000 | 5,870,000 | 7,828,000 |
| Income tax | 320,000 | 825,000 | 1,361,000 | 1,808,000 |
| Net income | 1,080,000 | 2,734,000 | 4,509,000 | 6,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,600,000 | 62,813,000 | 64,645,000 | 66,214,000 |
| Total capital | 62,637,000 | 68,009,000 | 69,901,000 | 71,791,000 |
| Risk-weighted assets | 428,487,000 | 455,627,000 | 471,833,000 | 504,807,000 |