Call reports 2021
LEGACY BANK — 2021
What LEGACY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 584,242,000 | 588,628,000 | 595,769,000 | 632,415,000 |
| Total loans | 349,298,000 | 349,395,000 | 353,312,000 | 348,731,000 |
| Allowance for loan losses | 4,601,000 | 4,796,000 | 4,885,000 | 4,884,000 |
| Securities available for sale | 74,547,000 | 103,681,000 | 105,467,000 | 122,088,000 |
| Securities held to maturity | 485,000 | 485,000 | 485,000 | 2,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,530,000 | 480,841,000 | 486,412,000 | 535,276,000 |
| Interest-bearing deposits | 345,852,000 | 350,732,000 | 344,979,000 | 392,826,000 |
| Noninterest-bearing deposits | 131,678,000 | 130,109,000 | 141,433,000 | 142,450,000 |
| Equity capital | 57,758,000 | 58,484,000 | 59,906,000 | 58,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,613,000 | 9,656,000 | 14,890,000 | 19,439,000 |
| Interest expense | 659,000 | 1,260,000 | 1,805,000 | 2,455,000 |
| Net interest income | 3,954,000 | 8,396,000 | 13,085,000 | 16,984,000 |
| Noninterest income | 772,000 | 779,000 | 1,579,000 | 2,633,000 |
| Noninterest expense | 3,207,000 | 6,525,000 | 9,547,000 | 12,976,000 |
| Provision for loan losses | 182,000 | 365,000 | 445,000 | 447,000 |
| Pretax income | 1,337,000 | 2,285,000 | 4,672,000 | 6,194,000 |
| Income tax | 262,000 | 473,000 | 972,000 | 1,291,000 |
| Net income | 1,075,000 | 1,812,000 | 3,700,000 | 4,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,900,000 | 56,411,000 | 57,990,000 | 56,828,000 |
| Total capital | — | — | 62,875,000 | 61,712,000 |
| Risk-weighted assets | — | — | 403,157,000 | 415,181,000 |