Call reports 2019
LEGACY BANK — 2019
What LEGACY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 453,265,000 | 457,988,000 | 465,293,000 | 468,066,000 |
| Total loans | 328,695,000 | 342,211,000 | 347,437,000 | 354,296,000 |
| Allowance for loan losses | 3,945,000 | 3,947,000 | 4,192,000 | 3,983,000 |
| Securities available for sale | 49,119,000 | 47,714,000 | 47,967,000 | 51,097,000 |
| Securities held to maturity | 288,000 | 289,000 | 289,000 | 219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,447,000 | 356,737,000 | 363,043,000 | 370,759,000 |
| Interest-bearing deposits | 265,917,000 | 268,066,000 | 274,958,000 | 288,254,000 |
| Noninterest-bearing deposits | 87,530,000 | 88,671,000 | 88,085,000 | 82,505,000 |
| Equity capital | 50,500,000 | 52,345,000 | 53,089,000 | 53,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,509,000 | 10,859,000 | 16,091,000 | 21,531,000 |
| Interest expense | 959,000 | 1,998,000 | 3,068,000 | 4,094,000 |
| Net interest income | 4,550,000 | 8,861,000 | 13,023,000 | 17,437,000 |
| Noninterest income | 1,003,000 | 1,536,000 | 2,146,000 | 2,688,000 |
| Noninterest expense | 3,129,000 | 5,968,000 | 8,815,000 | 11,577,000 |
| Provision for loan losses | 302,000 | 603,000 | 830,000 | 1,057,000 |
| Pretax income | 2,122,000 | 3,826,000 | 5,524,000 | 7,491,000 |
| Income tax | 507,000 | 653,000 | 1,055,000 | 1,526,000 |
| Net income | 1,615,000 | 3,173,000 | 4,469,000 | 5,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,468,000 | 50,083,000 | 50,816,000 | 51,155,000 |
| Total capital | 52,413,000 | 54,030,000 | 55,008,000 | 55,138,000 |
| Risk-weighted assets | 349,584,000 | 363,221,000 | 374,787,000 | 381,086,000 |