Call reports 2018
LEGACY BANK — 2018
What LEGACY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 365,025,000 | 361,790,000 | 438,852,000 | 443,608,000 |
| Total loans | 284,346,000 | 281,906,000 | 329,103,000 | 332,720,000 |
| Allowance for loan losses | 3,466,000 | 3,548,000 | 3,681,000 | 3,762,000 |
| Securities available for sale | 36,983,000 | 36,720,000 | 49,305,000 | 48,492,000 |
| Securities held to maturity | 358,000 | 358,000 | 358,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,560,000 | 284,049,000 | 352,449,000 | 350,991,000 |
| Interest-bearing deposits | 232,705,000 | 225,591,000 | 265,362,000 | 266,069,000 |
| Noninterest-bearing deposits | 54,855,000 | 58,458,000 | 87,087,000 | 84,922,000 |
| Equity capital | 35,146,000 | 35,651,000 | 47,715,000 | 49,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,921,000 | 7,938,000 | 12,345,000 | 17,371,000 |
| Interest expense | 697,000 | 1,445,000 | 2,231,000 | 3,098,000 |
| Net interest income | 3,224,000 | 6,493,000 | 10,114,000 | 14,273,000 |
| Noninterest income | 314,000 | 344,000 | 887,000 | 1,453,000 |
| Noninterest expense | 2,398,000 | 4,796,000 | 7,481,000 | 10,562,000 |
| Provision for loan losses | 151,000 | 302,000 | 453,000 | 604,000 |
| Pretax income | 989,000 | 1,739,000 | 3,063,000 | 4,534,000 |
| Income tax | 255,000 | 410,000 | 713,000 | 1,059,000 |
| Net income | 734,000 | 1,329,000 | 2,350,000 | 3,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,824,000 | 36,419,000 | 46,368,000 | 47,570,000 |
| Total capital | 39,290,000 | 39,967,000 | 50,049,000 | 51,332,000 |
| Risk-weighted assets | 296,443,000 | 289,704,000 | 347,939,000 | 349,217,000 |