Call reports 2017
LEGACY BANK — 2017
What LEGACY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 349,025,000 | 353,896,000 | 351,914,000 | 365,148,000 |
| Total loans | 265,933,000 | 278,428,000 | 280,121,000 | 290,973,000 |
| Allowance for loan losses | 3,009,000 | 3,153,000 | 3,309,000 | 3,437,000 |
| Securities available for sale | 42,019,000 | 41,783,000 | 39,271,000 | 37,553,000 |
| Securities held to maturity | 427,000 | 427,000 | 427,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,508,000 | 279,739,000 | 276,869,000 | 288,005,000 |
| Interest-bearing deposits | 226,110,000 | 226,598,000 | 221,141,000 | 229,431,000 |
| Noninterest-bearing deposits | 50,398,000 | 53,141,000 | 55,728,000 | 58,574,000 |
| Equity capital | 33,518,000 | 34,345,000 | 34,896,000 | 35,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,434,000 | 7,036,000 | 10,787,000 | 14,706,000 |
| Interest expense | 590,000 | 1,214,000 | 1,839,000 | 2,483,000 |
| Net interest income | 2,844,000 | 5,822,000 | 8,948,000 | 12,223,000 |
| Noninterest income | 406,000 | 876,000 | 1,205,000 | 1,472,000 |
| Noninterest expense | 2,186,000 | 4,508,000 | 6,757,000 | 9,054,000 |
| Provision for loan losses | 151,000 | 302,000 | 453,000 | 604,000 |
| Pretax income | 933,000 | 1,908,000 | 2,963,000 | 3,950,000 |
| Income tax | 319,000 | 665,000 | 1,067,000 | 1,589,000 |
| Net income | 614,000 | 1,243,000 | 1,896,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,714,000 | 34,343,000 | 34,912,000 | 35,378,000 |
| Total capital | 36,723,000 | 37,496,000 | 38,221,000 | 38,815,000 |
| Risk-weighted assets | 270,394,000 | 281,911,000 | 284,224,000 | 291,182,000 |