Call reports 2012
LEGACY BANK — 2012
What LEGACY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 257,001,000 | 263,457,000 | 276,455,000 | 265,761,000 |
| Total loans | 202,011,000 | 196,344,000 | 199,549,000 | 202,386,000 |
| Allowance for loan losses | 3,560,000 | 3,380,000 | 3,168,000 | 3,143,000 |
| Securities available for sale | 23,477,000 | 25,665,000 | 34,119,000 | 33,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,174,000 | 217,389,000 | 230,999,000 | 224,341,000 |
| Interest-bearing deposits | 172,699,000 | 176,097,000 | 186,340,000 | 179,147,000 |
| Noninterest-bearing deposits | 38,475,000 | 41,292,000 | 44,659,000 | 45,194,000 |
| Equity capital | 25,959,000 | 26,572,000 | 26,990,000 | 27,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,153,000 | 6,202,000 | 9,269,000 | 12,372,000 |
| Interest expense | 579,000 | 1,108,000 | 1,635,000 | 2,122,000 |
| Net interest income | 2,574,000 | 5,094,000 | 7,634,000 | 10,250,000 |
| Noninterest income | 383,000 | 827,000 | 1,296,000 | 1,714,000 |
| Noninterest expense | 1,787,000 | 3,642,000 | 5,517,000 | 7,441,000 |
| Provision for loan losses | 152,000 | 353,000 | 654,000 | 803,000 |
| Pretax income | 1,018,000 | 1,926,000 | 2,759,000 | 3,720,000 |
| Income tax | 348,000 | 652,000 | 930,000 | 1,256,000 |
| Net income | 670,000 | 1,274,000 | 1,829,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,543,000 | 26,147,000 | 26,478,000 | 26,699,000 |
| Total capital | 28,088,000 | 28,706,000 | 29,119,000 | 29,390,000 |
| Risk-weighted assets | 202,582,000 | 203,865,000 | 210,723,000 | 214,810,000 |