Call reports 2011
LEGACY BANK — 2011
What LEGACY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 252,908,000 | 250,504,000 | 253,410,000 | 258,133,000 |
| Total loans | 199,215,000 | 195,143,000 | 202,161,000 | 201,790,000 |
| Allowance for loan losses | 3,136,000 | 3,347,000 | 3,501,000 | 3,537,000 |
| Securities available for sale | 18,463,000 | 19,103,000 | 21,171,000 | 22,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,235,000 | 199,412,000 | 204,745,000 | 208,943,000 |
| Interest-bearing deposits | 167,302,000 | 166,293,000 | 170,679,000 | 174,721,000 |
| Noninterest-bearing deposits | 32,933,000 | 33,119,000 | 34,066,000 | 34,222,000 |
| Equity capital | 23,939,000 | 24,413,000 | 24,956,000 | 25,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,130,000 | 6,247,000 | 9,454,000 | 12,598,000 |
| Interest expense | 677,000 | 1,349,000 | 2,000,000 | 2,622,000 |
| Net interest income | 2,453,000 | 4,898,000 | 7,454,000 | 9,976,000 |
| Noninterest income | 290,000 | 468,000 | 704,000 | 1,134,000 |
| Noninterest expense | 1,863,000 | 3,583,000 | 5,359,000 | 7,006,000 |
| Provision for loan losses | 332,000 | 635,000 | 887,000 | 1,038,000 |
| Pretax income | 548,000 | 1,148,000 | 1,912,000 | 3,067,000 |
| Income tax | 175,000 | 374,000 | 634,000 | 1,036,000 |
| Net income | 373,000 | 774,000 | 1,278,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,644,000 | 24,046,000 | 24,487,000 | 25,240,000 |
| Total capital | 26,225,000 | 26,582,000 | 27,076,000 | 27,811,000 |
| Risk-weighted assets | 205,888,000 | 202,083,000 | 206,222,000 | 204,699,000 |