Call reports 2010
LEGACY BANK — 2010
What LEGACY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 235,797,000 | 238,987,000 | 237,992,000 | 247,183,000 |
| Total loans | 197,152,000 | 196,535,000 | 197,745,000 | 202,581,000 |
| Allowance for loan losses | 2,391,000 | 2,806,000 | 2,729,000 | 2,787,000 |
| Securities available for sale | 13,397,000 | 13,432,000 | 14,354,000 | 15,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,611,000 | 188,280,000 | 186,953,000 | 193,467,000 |
| Interest-bearing deposits | 154,153,000 | 156,490,000 | 153,603,000 | 159,325,000 |
| Noninterest-bearing deposits | 30,458,000 | 31,790,000 | 33,350,000 | 34,142,000 |
| Equity capital | 20,818,000 | 20,644,000 | 20,990,000 | 21,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,081,000 | 6,195,000 | 9,290,000 | 12,413,000 |
| Interest expense | 824,000 | 1,602,000 | 2,365,000 | 3,084,000 |
| Net interest income | 2,257,000 | 4,593,000 | 6,925,000 | 9,329,000 |
| Noninterest income | 321,000 | 645,000 | 645,000 | 1,069,000 |
| Noninterest expense | 1,839,000 | 3,579,000 | 5,496,000 | 7,113,000 |
| Provision for loan losses | 151,000 | 1,353,000 | 1,412,000 | 1,590,000 |
| Pretax income | 588,000 | 306,000 | 662,000 | 1,695,000 |
| Income tax | 191,000 | 69,000 | 162,000 | 518,000 |
| Net income | 397,000 | 237,000 | 500,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,492,000 | 20,332,000 | 20,595,000 | 21,272,000 |
| Total capital | 22,883,000 | 22,963,000 | 23,186,000 | 23,939,000 |
| Risk-weighted assets | 209,008,000 | 210,312,000 | 207,135,000 | 213,271,000 |