Call reports 2005
LEGACY BANK — 2005
What LEGACY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 150,802,000 | 160,548,000 | 165,187,000 | 163,580,000 |
| Total loans | 121,449,000 | 127,153,000 | 128,308,000 | 132,015,000 |
| Allowance for loan losses | 1,525,000 | 1,582,000 | 1,564,000 | 1,704,000 |
| Securities available for sale | 13,259,000 | 13,039,000 | 13,034,000 | 12,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,030,000 | 121,201,000 | 127,221,000 | 124,518,000 |
| Interest-bearing deposits | 92,594,000 | 100,507,000 | 105,632,000 | 102,752,000 |
| Noninterest-bearing deposits | 20,436,000 | 20,694,000 | 21,589,000 | 21,766,000 |
| Equity capital | 14,636,000 | 14,871,000 | 14,862,000 | 15,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,185,000 | 4,563,000 | 7,106,000 | 9,803,000 |
| Interest expense | 621,000 | 1,353,000 | 2,206,000 | 3,143,000 |
| Net interest income | 1,564,000 | 3,210,000 | 4,900,000 | 6,660,000 |
| Noninterest income | 236,000 | 543,000 | 845,000 | 1,134,000 |
| Noninterest expense | 1,336,000 | 2,936,000 | 4,512,000 | 5,940,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 255,000 |
| Pretax income | 404,000 | 697,000 | 1,045,000 | 1,588,000 |
| Income tax | 119,000 | 183,000 | 321,000 | 555,000 |
| Net income | 285,000 | 514,000 | 724,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,621,000 | 14,850,000 | 14,868,000 | 15,177,000 |
| Total capital | 16,146,000 | 16,432,000 | 16,432,000 | 16,881,000 |
| Risk-weighted assets | 135,555,000 | 143,532,000 | 141,334,000 | 144,697,000 |
Machine access — free, no API key
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