Call reports 2004
LEGACY BANK — 2004
What LEGACY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 145,102,000 | 148,941,000 | 145,268,000 | 147,378,000 |
| Total loans | 118,259,000 | 116,041,000 | 118,253,000 | 117,570,000 |
| Allowance for loan losses | 1,495,000 | 1,573,000 | 1,576,000 | 1,439,000 |
| Securities available for sale | 12,854,000 | 14,061,000 | 13,870,000 | 14,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,712,000 | 111,509,000 | 107,157,000 | 110,833,000 |
| Interest-bearing deposits | 89,314,000 | 89,359,000 | 87,321,000 | 90,344,000 |
| Noninterest-bearing deposits | 18,398,000 | 22,150,000 | 19,836,000 | 20,489,000 |
| Equity capital | 14,140,000 | 14,197,000 | 14,368,000 | 14,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,063,000 | 4,136,000 | 6,219,000 | 8,421,000 |
| Interest expense | 611,000 | 1,211,000 | 1,803,000 | 2,395,000 |
| Net interest income | 1,452,000 | 2,925,000 | 4,416,000 | 6,026,000 |
| Noninterest income | 207,000 | 442,000 | 624,000 | 883,000 |
| Noninterest expense | 1,222,000 | 2,481,000 | 3,672,000 | 5,027,000 |
| Provision for loan losses | 80,000 | 140,000 | 215,000 | 265,000 |
| Pretax income | 384,000 | 773,000 | 1,181,000 | 1,645,000 |
| Income tax | 125,000 | 237,000 | 387,000 | 525,000 |
| Net income | 259,000 | 536,000 | 794,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,859,000 | 14,136,000 | 14,202,000 | 14,528,000 |
| Total capital | 15,354,000 | 15,709,000 | 15,778,000 | 15,967,000 |
| Risk-weighted assets | 136,591,000 | 130,860,000 | 130,045,000 | 132,477,000 |
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Every figure shown here about LEGACY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.