Call reports 2003
LEGACY BANK — 2003
What LEGACY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 141,208,000 | 141,969,000 | 143,573,000 | 143,148,000 |
| Total loans | 110,335,000 | 113,980,000 | 114,710,000 | 116,208,000 |
| Allowance for loan losses | 1,585,000 | 1,649,000 | 1,737,000 | 1,736,000 |
| Securities available for sale | 14,327,000 | 14,115,000 | 13,320,000 | 12,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,980,000 | 106,569,000 | 108,472,000 | 104,899,000 |
| Interest-bearing deposits | 85,565,000 | 86,886,000 | 88,816,000 | 84,353,000 |
| Noninterest-bearing deposits | 20,415,000 | 19,683,000 | 19,656,000 | 20,546,000 |
| Equity capital | 13,202,000 | 13,556,000 | 13,687,000 | 13,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,278,000 | 6,415,000 | 8,485,000 |
| Interest expense | 713,000 | 1,374,000 | 2,018,000 | 2,642,000 |
| Net interest income | 1,418,000 | 2,904,000 | 4,397,000 | 5,843,000 |
| Noninterest income | 307,000 | 623,000 | 941,000 | 1,187,000 |
| Noninterest expense | 1,108,000 | 2,318,000 | 3,536,000 | 4,725,000 |
| Provision for loan losses | 75,000 | 175,000 | 265,000 | 325,000 |
| Pretax income | 542,000 | 1,034,000 | 1,533,000 | 1,976,000 |
| Income tax | 172,000 | 332,000 | 489,000 | 633,000 |
| Net income | 370,000 | 702,000 | 1,044,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,847,000 | 13,179,000 | 13,416,000 | 13,715,000 |
| Total capital | 14,356,000 | 14,709,000 | 14,953,000 | 15,302,000 |
| Risk-weighted assets | 120,679,000 | 122,286,000 | 122,762,000 | 126,842,000 |
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Every figure shown here about LEGACY BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.