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Call reports 2002

LEGACY BANK — 2002

What LEGACY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1e048c8c-2e56-45a6-aac6-1fd5df70df7b/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets131,698,000132,555,000138,189,000142,322,000
Total loans98,880,000101,759,000106,038,000107,425,000
Allowance for loan losses1,491,0001,501,0001,549,0001,571,000
Securities available for sale17,457,00017,704,00017,352,00015,686,000
Securities held to maturity0000
Trading assets0000
Total deposits105,254,000101,797,000110,294,000107,524,000
Interest-bearing deposits86,604,00083,972,00092,344,00090,193,000
Noninterest-bearing deposits18,650,00017,825,00017,950,00017,331,000
Equity capital12,125,00012,546,00012,690,00013,009,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income2,224,0004,379,0006,600,0008,858,000
Interest expense896,0001,750,0002,621,0003,455,000
Net interest income1,328,0002,629,0003,979,0005,403,000
Noninterest income214,000455,000652,000932,000
Noninterest expense997,0002,012,0003,116,0004,258,000
Provision for loan losses96,000162,000207,000290,000
Pretax income587,0001,048,0001,483,0001,962,000
Income tax195,000350,000491,000651,000
Net income392,000698,000992,0001,311,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital11,962,00012,268,00012,312,00012,631,000
Total capital13,331,00013,692,00013,800,00014,116,000
Risk-weighted assets109,402,000113,806,000118,939,000118,740,000

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