Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 863,204,000 | 874,465,000 |
| Total loans | 633,100,000 | 641,761,000 |
| Allowance for loan losses | 4,457,000 | 4,518,000 |
| Securities available for sale | 112,455,000 | 109,091,000 |
| Securities held to maturity | 21,315,000 | 20,926,000 |
| Trading assets | 0 | 0 |
| Total deposits | 712,355,000 | 725,713,000 |
| Interest-bearing deposits | 584,360,000 | 594,667,000 |
| Noninterest-bearing deposits | 127,995,000 | 131,046,000 |
| Equity capital | 77,361,000 | 79,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,149,000 | 22,166,000 |
| Interest expense | 4,118,000 | 8,102,000 |
| Net interest income | 7,031,000 | 14,064,000 |
| Noninterest income | 481,000 | 1,010,000 |
| Noninterest expense | 4,757,000 | 9,497,000 |
| Provision for loan losses | 90,000 | 98,000 |
| Pretax income | 2,752,000 | 5,572,000 |
| Income tax | 698,000 | 1,369,000 |
| Net income | 2,054,000 | 4,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,564,000 | 85,415,000 |
| Total capital | 88,204,000 | 90,107,000 |
| Risk-weighted assets | 697,626,000 | 706,649,000 |