Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 347,765,000 | 368,333,000 | 370,008,000 | 379,570,000 |
| Total loans | 267,911,000 | 288,695,000 | 296,508,000 | 298,534,000 |
| Allowance for loan losses | 2,638,000 | 2,638,000 | 2,538,000 | 2,363,000 |
| Securities available for sale | 31,939,000 | 35,796,000 | 33,271,000 | 34,386,000 |
| Securities held to maturity | 17,946,000 | 18,633,000 | 17,217,000 | 17,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,198,000 | 287,630,000 | 285,582,000 | 302,743,000 |
| Interest-bearing deposits | 218,972,000 | 225,870,000 | 226,996,000 | 239,924,000 |
| Noninterest-bearing deposits | 57,226,000 | 61,760,000 | 58,586,000 | 62,819,000 |
| Equity capital | 37,415,000 | 38,085,000 | 39,078,000 | 38,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,772,000 | 7,506,000 | 11,361,000 | 15,354,000 |
| Interest expense | 315,000 | 636,000 | 977,000 | 1,346,000 |
| Net interest income | 3,457,000 | 6,870,000 | 10,384,000 | 14,008,000 |
| Noninterest income | 335,000 | 676,000 | 1,123,000 | 1,452,000 |
| Noninterest expense | 2,340,000 | 4,678,000 | 7,027,000 | 9,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,452,000 | 2,868,000 | 4,480,000 | 5,782,000 |
| Income tax | 516,000 | 1,015,000 | 1,587,000 | 2,034,000 |
| Net income | 936,000 | 1,853,000 | 2,893,000 | 3,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,262,000 | 37,833,000 | 38,873,000 | 39,022,000 |
| Total capital | 39,900,000 | 40,471,000 | 41,412,000 | 41,385,000 |
| Risk-weighted assets | 283,968,000 | 304,777,000 | 309,864,000 | 313,924,000 |