Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 327,582,000 | 334,466,000 | 334,876,000 | 345,310,000 |
| Total loans | 270,835,000 | 274,401,000 | 275,126,000 | 270,833,000 |
| Allowance for loan losses | 2,797,000 | 2,463,000 | 2,463,000 | 2,583,000 |
| Securities available for sale | 19,293,000 | 16,637,000 | 19,005,000 | 23,644,000 |
| Securities held to maturity | 11,951,000 | 11,499,000 | 11,472,000 | 16,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,067,000 | 268,467,000 | 267,786,000 | 275,994,000 |
| Interest-bearing deposits | 212,457,000 | 214,201,000 | 211,724,000 | 217,921,000 |
| Noninterest-bearing deposits | 50,610,000 | 54,266,000 | 56,062,000 | 58,073,000 |
| Equity capital | 33,718,000 | 34,307,000 | 35,673,000 | 36,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,290,000 | 10,976,000 | 14,706,000 |
| Interest expense | 284,000 | 573,000 | 876,000 | 1,189,000 |
| Net interest income | 3,335,000 | 6,717,000 | 10,100,000 | 13,517,000 |
| Noninterest income | 310,000 | 685,000 | 1,520,000 | 1,980,000 |
| Noninterest expense | 2,163,000 | 4,304,000 | 6,449,000 | 8,693,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 0 |
| Pretax income | 1,467,000 | 3,083,000 | 5,164,000 | 6,798,000 |
| Income tax | 539,000 | 1,132,000 | 1,977,000 | 2,530,000 |
| Net income | 928,000 | 1,951,000 | 3,187,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,637,000 | 34,347,000 | 35,583,000 | 36,325,000 |
| Total capital | 36,434,000 | 37,145,000 | 38,381,000 | 38,908,000 |
| Risk-weighted assets | 280,163,000 | 282,726,000 | 281,398,000 | 284,242,000 |