Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 269,005,000 | 275,384,000 | 291,411,000 | 299,697,000 |
| Total loans | 211,945,000 | 216,081,000 | 236,558,000 | 245,027,000 |
| Allowance for loan losses | 2,683,000 | 2,620,000 | 2,624,000 | 2,627,000 |
| Securities available for sale | 22,614,000 | 19,602,000 | 18,307,000 | 17,978,000 |
| Securities held to maturity | 10,830,000 | 10,747,000 | 10,703,000 | 10,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,120,000 | 222,796,000 | 229,707,000 | 239,302,000 |
| Interest-bearing deposits | 179,769,000 | 182,800,000 | 186,651,000 | 195,203,000 |
| Noninterest-bearing deposits | 39,351,000 | 39,996,000 | 43,056,000 | 44,099,000 |
| Equity capital | 27,968,000 | 28,174,000 | 28,926,000 | 29,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,414,000 | 9,736,000 | 13,149,000 |
| Interest expense | 335,000 | 654,000 | 944,000 | 1,230,000 |
| Net interest income | 2,898,000 | 5,760,000 | 8,792,000 | 11,919,000 |
| Noninterest income | 403,000 | 880,000 | 1,198,000 | 1,333,000 |
| Noninterest expense | 2,044,000 | 4,222,000 | 6,237,000 | 8,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,330,000 | 2,491,000 | 3,826,000 | 5,099,000 |
| Income tax | 480,000 | 893,000 | 1,379,000 | 1,838,000 |
| Net income | 850,000 | 1,598,000 | 2,447,000 | 3,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,846,000 | 28,338,000 | 29,187,000 | 29,724,000 |
| Total capital | 30,529,000 | 30,958,000 | 31,811,000 | 32,351,000 |
| Risk-weighted assets | 218,327,000 | 218,725,000 | 242,607,000 | 250,913,000 |