Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,021,000 | 274,280,000 | 273,983,000 | 275,679,000 |
| Total loans | 194,213,000 | 216,217,000 | 216,037,000 | 218,414,000 |
| Allowance for loan losses | 2,505,000 | 2,628,000 | 2,679,000 | 2,681,000 |
| Securities available for sale | 29,339,000 | 24,769,000 | 20,982,000 | 18,595,000 |
| Securities held to maturity | 11,034,000 | 10,751,000 | 10,911,000 | 10,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,359,000 | 223,040,000 | 223,793,000 | 223,784,000 |
| Interest-bearing deposits | 177,554,000 | 184,887,000 | 181,058,000 | 180,883,000 |
| Noninterest-bearing deposits | 34,805,000 | 38,153,000 | 42,735,000 | 42,901,000 |
| Equity capital | 25,186,000 | 25,746,000 | 26,665,000 | 27,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,191,000 | 6,601,000 | 9,987,000 | 13,340,000 |
| Interest expense | 411,000 | 799,000 | 1,183,000 | 1,543,000 |
| Net interest income | 2,780,000 | 5,802,000 | 8,804,000 | 11,797,000 |
| Noninterest income | 355,000 | 744,000 | 1,130,000 | 1,528,000 |
| Noninterest expense | 2,138,000 | 4,124,000 | 6,076,000 | 8,199,000 |
| Provision for loan losses | 70,000 | 210,000 | 280,000 | 280,000 |
| Pretax income | 927,000 | 2,287,000 | 3,651,000 | 4,919,000 |
| Income tax | 319,000 | 810,000 | 1,306,000 | 1,761,000 |
| Net income | 608,000 | 1,477,000 | 2,345,000 | 3,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,925,000 | 25,548,000 | 26,415,000 | 26,996,000 |
| Total capital | 27,430,000 | 28,176,000 | 29,094,000 | 29,677,000 |
| Risk-weighted assets | 202,942,000 | 218,892,000 | 218,643,000 | 222,281,000 |