Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 247,853,000 | 253,250,000 | 256,460,000 | 253,902,000 |
| Total loans | 178,610,000 | 191,249,000 | 190,562,000 | 190,189,000 |
| Allowance for loan losses | 2,587,000 | 2,577,000 | 2,252,000 | 2,518,000 |
| Securities available for sale | 32,075,000 | 28,239,000 | 23,906,000 | 24,451,000 |
| Securities held to maturity | 12,037,000 | 11,732,000 | 11,306,000 | 11,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,021,000 | 206,221,000 | 208,896,000 | 207,276,000 |
| Interest-bearing deposits | 174,689,000 | 171,562,000 | 171,274,000 | 171,454,000 |
| Noninterest-bearing deposits | 35,332,000 | 34,659,000 | 37,622,000 | 35,822,000 |
| Equity capital | 23,288,000 | 23,971,000 | 24,440,000 | 24,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,093,000 | 6,234,000 | 9,459,000 | 12,665,000 |
| Interest expense | 493,000 | 961,000 | 1,414,000 | 1,844,000 |
| Net interest income | 2,600,000 | 5,273,000 | 8,045,000 | 10,821,000 |
| Noninterest income | 363,000 | 741,000 | 1,118,000 | 1,729,000 |
| Noninterest expense | 1,801,000 | 3,625,000 | 5,612,000 | 7,613,000 |
| Provision for loan losses | 150,000 | 350,000 | 1,000,000 | 1,575,000 |
| Pretax income | 1,049,000 | 2,076,000 | 2,633,000 | 3,444,000 |
| Income tax | 369,000 | 724,000 | 901,000 | 1,177,000 |
| Net income | 680,000 | 1,352,000 | 1,732,000 | 2,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,244,000 | 23,712,000 | 24,092,000 | 24,413,000 |
| Total capital | 25,576,000 | 26,172,000 | 26,344,000 | 26,893,000 |
| Risk-weighted assets | 186,270,000 | 196,659,000 | 198,703,000 | 198,346,000 |