Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 149,839,000 | 151,923,000 | 154,652,000 | 159,243,000 |
| Total loans | 99,870,000 | 103,060,000 | 106,992,000 | 107,291,000 |
| Allowance for loan losses | 1,028,000 | 961,000 | 976,000 | 1,004,000 |
| Securities available for sale | 11,671,000 | 12,005,000 | 11,782,000 | 12,006,000 |
| Securities held to maturity | 15,616,000 | 14,746,000 | 14,328,000 | 14,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,557,000 | 124,576,000 | 125,484,000 | 128,197,000 |
| Interest-bearing deposits | 102,907,000 | 103,371,000 | 104,566,000 | 102,922,000 |
| Noninterest-bearing deposits | 19,650,000 | 21,205,000 | 20,918,000 | 25,275,000 |
| Equity capital | 16,346,000 | 16,574,000 | 16,922,000 | 17,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 3,917,000 | 5,999,000 | 8,233,000 |
| Interest expense | 463,000 | 955,000 | 1,478,000 | 2,038,000 |
| Net interest income | 1,464,000 | 2,962,000 | 4,521,000 | 6,195,000 |
| Noninterest income | 291,000 | 614,000 | 924,000 | 1,334,000 |
| Noninterest expense | 1,266,000 | 2,539,000 | 3,822,000 | 5,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 491,000 | 1,039,000 | 1,625,000 | 2,423,000 |
| Income tax | 151,000 | 337,000 | 521,000 | 791,000 |
| Net income | 340,000 | 702,000 | 1,104,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,277,000 | 16,468,000 | 16,871,000 | 17,220,000 |
| Total capital | 17,305,000 | 17,429,000 | 17,847,000 | 18,224,000 |
| Risk-weighted assets | 106,450,000 | 107,478,000 | 113,702,000 | 115,516,000 |
Machine access — free, no API key
Every figure shown here about FARMERS AND MERCHANTS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.